Revenue for your financial savings are, for the majority of them, the statement pre-printed or digital version (item 2 on page 3 of form 2042). Check the amounts pre-printed with statements No. 2561 ter sent by the institutions that you have paid the income (banks, insurance companies …). By totaling the amounts of all readings for each income category, you have to find the same amounts as those pre-printed. Otherwise, fix them in the white boxes of the statement pre-printed or online if you meet your obligations via the Internet.

Attention capital income of your minor children or adults attached to your tax home were not included on the pre-printed statement. Add them to your household income.

We present below the points on which you must pay particular attention this year.

Dividends

If you have not opted for the withholding tax, your total dividend to be paid 2DC box. Are primarily concerned, the shares held off PEA and mutual funds invested in equities. The amount reported is a gross amount. Do not deduct child care expenses, or social taxes paid on that income. Only prospective collection costs may be deducted from the amount shown 2DC box on page 3. Such income is taxed after applying a 40% deduction and a deduction of € 1,525 (single) or € 3050 (couple). Do not deduct the tax deductions. They will be applied automatically by the IRS.

The products of life insurance contracts

Products relating to withdrawals from contracts of at least 8 years are charged after application of a tax year of 4600 € (single) or € 9200 (couple), that you have decided whether to levy (PFL ) for these products. You do not have to hide this reduction of your taxable earnings. The administration will do. If there is no option for the PFL, the products must be included 2CH box. If you opted for the withholding, these products are brought 2DH box on a gross (before application of the levy).

For contracts of less than 8 years, the products are subject to the schedule of income tax or, alternatively, the PFL 35% (contracts of less than 4 years) or 15% (range of service contracts between 4 and 8). They must be declared 2EE online if they have undergone the PFL, online or otherwise 2CT. Caution, if you sign a paper return, you must attach to your return No. 2042 No. 2561 printed ter.

Income from real estate companies

If you have received, in 2011, income from exempt profits of a publicly traded real estate investment company (SIIC) or a company in real estate investment company with variable capital (SPPICAV), you must make corrections to the amounts preprinted on your return. These corrections are necessary whether you choose or not to the standard deduction in respect of that income. Refer to our 23 and 24 of the instruction I-5 4-12 21 March 2012 (available on www.impots.gouv.fr), where the corrections to be made are detailed.

Deductible expenses

You can deduct from your income from shares or bonds or income related child care expenses (but not the fees of a portfolio manager). These costs are shown on the statements ter 2561. Attention, the amount of these fees is not preprinted by the tax on the return. Yours to See box CA.Les costs of exempt income (child care expenses on a set of actions PEA) or products subject to withholding tax is not deductible.

In practice, you do not have to calculate the deductible portion of child care expenses you have incurred, the IRS will. In other words, you can wear to box the total turnover of your child care costs.

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This is not the first time that the rumor is mentioned. But this time would be good. The Alpine A110, which turns 50 this year, could rise from the ashes after being buried by Renault in the 90s. According to Le Parisien, a modernized version of the race car that marked the history of rally cars will be on public display at the Monaco Grand Prix on May 25th. It will take the form of a concept car called Zar.

Little information circulates about this car. The press speaks of a model whose lines are inspired by the concept car DeZir, presented at Paris Motor Show in 2010. An element seems clear, however: it will be the same as the original electric blue founded in 1955 by the young dealer Dieppe, Jean Rédélé. The concept car should be equipped with an internal combustion engine with 400 horsepower two-liter turbocharged Mégane RS, understands the newspaper.  

The business plan is launched

According to Le Parisien, the Renault Sport are currently working on model definition and seek a platform that can be manufactured at affordable costs no fax payday advances. The next step is to conduct marketing research in several countries to determine if the request is equal to the passion that still arouses the race car. The manufacturer wants to be sure that the proposed development is economically viable.

Renault, which bought the brand in 1973, promises that this new model will be a "modern redefinition of the berlinetta. Not a neo-retro car, but a fantastic link with the past, "said Carlos Tavares, Executive Director of the diamond brand, quoted in Le Parisien. At the Monaco Grand Prix, world champion of Formula 1, Sebastian Vettel should have the privilege to make the new Alpine its first laps.  

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The output of the Kindle Fire turns to the correction for all other manufacturers of Android tablets. In February, just four months after its release, the tablet from Amazon in the U.S. represented over half of the market (54.4%), excluding iPad, according to data from comScore Institute released Thursday. His closest competitor was the Galaxy Tab by Samsung, whose share decreased from 23.8% to 15.4% in three months. Other models, such as Motorola Xoom, Asus and Toshiba AT100 Transformer, got only the crumbs.

These data, comScore estimated by using the number of tablets that connect to the Internet every month, have not been confirmed by Amazon. As usual, the maker of the Kindle Fire refuses to give precise sales figures, even if the indicators that are favorable to accumulate. His tablet is "being the best selling, most available and most desired" by customers on Amazon.com, he simply has to announce in the press release accompanying the publication of its quarterly results Thursday.

The excellent launch of Kindle Fire in the United States, the only country where it is sold to date, shows that the market shelves can extend far beyond the iPad. With its 7-inch screen diagonal (17.8 centimeters), its list of functions reduced to essentials (no 3G, no camera, no accelerometer), the Kindle is sold only Fire $ 199, two times less than the first iPad. At the point where we now ready to Apple intends to expand in this segment, by launching an iPad smaller and cheaper.

"Google has lost control of Android tablets"

Hollow, the success of the Kindle Fire also highlights the poor performance of other Android tablets before. Apple sold 35 million iPad last year, against 5,000,000 in 2011 for Samsung, its nearest competitor. The arrival of Amazon is not necessarily good news for Google. Fire Aboard The Kindle indeed deeply modified version of the Android system. "It's official: Google has lost control of the market for Android tablets," headlined the Thursday specialized site Business Insider.

For Amazon, this strategy is paying anyway. As there is already reached in the Kindle eBooks with classical Kindle Fire means it can sell more content in digital format, including films and television series. "Customers buy a lot of content, is seen particularly in North America with sales of cultural goods between the fourth and first quarter which is accelerating," explains the chief financial officer, Tom Szkutak.

Throughout the quarter, according to figures released Thursday, sales of cultural goods on Amazon increased 19% to $ 4.71 billion, while sales of other goods and electronics surged 43 % to 7.97 billion. The good surprise came from the profit, down 35% over the same period last year (130 million), but well above analysts' expectations. Friday, the action progressed over 15% at the opening of the NYSE.

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A textile company, for lack of sewers it needs for its plant in Quimper, creates a pathway of learning to train its future recruits? The SME Armor Lux, well known for its white wine, made the headlines this week, at a time when all candidates for president are the re-industrialization of the country one of their campaign themes.

This situation is not isolated and number of industrial jobs – welders, boilermakers, milling … – are pulling their hair to find candidates and encourage vocations. "There is a real paradox between a high level of unemployment in France and companies who are not candidates for positions in recruitment, whether welders, millers, coppersmiths, payroll technicians, seamstresses …. In total we estimate that roughly fifty so-called shortage occupations. In our business we miss about 30% of requests from our customers because we do not have the resources and this situation has been deteriorating for a decade, notes François Beharel, group president of Randstad and staffing agencies. Concretely, this means that our group could generate 30% of turnover and more. "

For him, the problem is essentially related to the collective image What these professions in public opinion. "We imagine that in the textile industry and is like 50 years ago, while the environment has changed, that wages were revised upwards and that career paths are possible." "We have to get into people's heads, and young people in particular, that the industry is clean and not necessarily noisy. In this regard, the construction was successful for several years to reverse its bad image, "says Anne-Marie Bjornson, Director of Transitions AFPA.

Develop learning

A UIMM, Joel Mendez, Director Employment and Training, said that one communicates primarily on job losses. Yet in all sectors of metallurgy, the recruitment needs estimated over the period 2007-2015 are always evaluated credit score. Between 60,000 and 80,000 jobs per year, including 30 to 40% reserved for graduates, according to a study by the study-which will be updated in early 2012 over a 2013 to 2020 -. "There is a big educational effort and support to achieve with the companies to become more involved in processes of looking management of jobs and skills (GPEC) and assessing their future needs" says he.

According to Anne-Marie Bjornson Afpa transitions, there are ways to mount training particularly in the context of operational readiness to employment (job center) or as part of training contracts. "We are also working on the issue of transferable skills, which allow for example to a textile worker to work in the weld or a working precision to go in the car." But anticipating needs is a prerequisite and essential step, she insists.

For Joel Mendez, it is also essential to adapt the training devices to the needs, both in initial training in continuing education. And take the example of learning where the numbers in the branch of metallurgy grew 6% in 2011 (with a total of 26 000 apprentices). "At the last school year, nearly a thousand offers of learning could not be met and at the same time, the same volume of young people did not find any company. This shows that learning can be further developed and the various mechanisms put in place recently should help solve these problems. "

A situation that in any case, Francis led Beharel hammering: "stop sending generations of young people in jobs without opportunities. Spend money to know that jobs are to be filled with real careers, especially if the areas are not attractive. "

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After weeks of uncertainty, the commercial court of Nanterre Friday authorized the takeover of courier Sernam into receivership on January 31 by Geodis, a subsidiary of SNCF. This is-of a partial recovery. Geodis and its subsidiary BMV disburse 750,000 euros to recover clients Sernam, or 200 million euros in turnover, and some employees of the courier company in bankruptcy.

Of the 1441 employees, 833 will join Geodis in their labor pool. SNCF will be offering for reclassification to another 600 employees Sernam which are not included. However, Geodis will recover almost none of the 55 logistics sites of the bankrupt or the 1300 delivery vehicles.

There is another week, the rescue of the company into bankruptcy by turning the fund Butler Capital Partners was far from certain. The subsidiary of SNCF had established conditions of occasions that it seemed difficult to respond positively. It took the mobilization of workers and a very high pressure, during the Easter weekend, Thierry Mariani, Minister of Transport, to push Pierre Blayau, CEO of Geodis, to be flexible to open the way for recovery.

Mobilizing ministers in recent months has, hitherto, to defuse these issues one to one industrial high-risk period for presidential elections. To achieve this, the government relied heavily on public enterprises. This is doubly the case of the SNCF. In the folder Sernam today. But before that, in January, she was involved in the liquidation of its subsidiary, SeaFrance and delivers more than 800 positions in rehabilitation and compensation of around 60,000 euros per employee not included, enough to silence anger.

No fire

In late February, EDF has rescued Photowatt and its 425 employees by announcing a full recovery in one of the few French players in the manufacture of photovoltaic panels. Renault owned 15% by the State, has agreed to secure the backlog of Foundries of Poitou.

The government has also convinced LVMH, the world of luxury, to mobilize one of its subcontractors to save a site in Yssingeaux Lejaby employing 93 employees. In other cases, governments have succeeded in obtaining respite. This is the case of the Petit Couronne refinery (Seine-Maritime), which employs 550 people payday loan companies. She was placed in receivership in late January for six months following the bankruptcy of its parent Swiss Petroplus which the owner, announced the closure. The liquidation was avoided. The deadline for submission of bids is 30 April, between the two rounds of presidential elections.

Another very sensitive site ArcelorMittal Florange. Employees rallied against the closure of the last two blast furnaces in Lorraine.

Nicolas Sarkozy announced in late February for new investment on the site and has led management to ensure that the closure was only temporary. The anger remains, but there was no fire. Three weeks before the second round, the government hopes that no other case does invite the end of this campaign.

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3 questions to Pierre Blayau, CEO of Geodis

What has allowed a resumption of Sernam while it seemed compromised last week?

We gave a period of five weeks before making the actual resumption. It was left to the attorney the time to organize the social aspect of this operation and for us to set up failover, including computers, Sernam to Geodis. Such a delay would pose a risk of deterioration of the financial position of Sernam. After discussion, earlier this week, with the receiver, we have agreed to reduce the actual recovery period to 21 days, May 7 We have been flexible to allow recovery.

One gets the feeling that Geodis is committed to backwards in this recovery?

Contrary to what I read or hear, Geodis has always been voluntary. This operation has a real industrial sense. We will grow in a highly competitive market. We take up staff and customers representing 200 million euros in turnover. We do not increase our fixed costs.

After the takeover by Mory Caravelle last year and now that of Sernam, market concentration French-mail is complete?

Even if there are fewer players, our market is still excess capacity. The process of concentration should therefore continue to favor companies that have a real performance culture.

Switzerland scored a point in the standoff that pitted him against Washington on banking secrecy. The Federal Administrative Court, one of the highest courts of Confederation, April 5 opposite end of inadmissibility to the IRS claimed that the transmission of names of clients of Credit Suisse, suspected of tax evasion. The judge considers that such data would be contrary to the bilateral tax treaty dating from 1996 and still in force. Switzerland is committed in March 2009, to comply with OECD standards for exchanging information that eliminate the distinction between fraud and tax evasion, but the new agreement, signed in June 2009 between the two countries, n has still not been ratified

.

Swiss court does not take into account an amendment to this agreement, voted on March 5 by the Swiss Parliament, which authorizes collective applications from the IRS. "The court decision complicates the government's position, who wants to reach an agreement with the United States," you recognize in Bern.

Three years after officially renounced its banking secrecy, Switzerland is still leading the fight to preserve the attractiveness of its financial center. She leads him on two fronts: against the United States where the Helvetic Confederation resists transfer of bank data, and at European level by negotiating tax agreements that preserve the anonymity of customers.

The precedent of the UBS case

This is the United States that the battle is the hardest. Beyond Credit Suisse, ten institutions are in the crosshairs of the IRS, with the implicit threat of removing banking licenses. In the case of UBS, who had come to shatter the secrecy in 2010, the Administrative Court had already refused the transfer of data. Until Parliament gives green light and ends in 5000 bank data delivered to U.S. authorities.

Switzerland is in a better position in negotiations with the EU, has always been divided on tax issues. If France calls for an end to bank secrecy, through the automatic exchange of information, other countries including Britain and Germany, Austria, Greece and the Netherlands are tempted to accept the Rubik agreements: a withholding "quick and effective" that pays billions to state coffers – $ 10 billion in Germany in exchange for preserving the anonymity of accounts.

So far, Switzerland has signed two agreements "Rubik" with Britain and Germany. Yet to pass the test of Parliaments. In Germany, the Bundesrat – Upper House – dominated by the Social Democrats could oppose a text "which guarantees the anonymity of fraudsters." His vote, expected in June, will be decisive for Switzerland.

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The long Easter weekend has not relaxed the markets, awarded three simultaneous bad news: a weaker recovery than expected in the U.S., that growth has stalled in China, and renewed tensions in the eurozone , with Spain in the crosshairs.

While Asia had started the day down 1%, European stock markets have accused the coup at the close: -3% in Paris, and Madrid, Milan -4.98%, -2.49% in Frankfurt , -2.24% in London. Europe has ended up contaminating Wall Street, down 1% in late afternoon.

Slowing demand in China

Although Spain appears to be the new abscess, fever markets could last as it is based on a disappointing international situation from Asia to America. Across the Atlantic, unemployment continues to fall, to 8.2% in March, but job creation, twice lower than expected, have cast a chill. Ben Bernanke's remarks, noting that the U.S. economy is "far from being fully recovered," did not help.

For its part, China sees its exports not only slow (8.9% yoy) but significantly curb its imports, to 5.3% instead of 9.3% expected. This is a sign that "domestic demand continues to slow," judge an economist at HSBC. Now this is supposed to be the new engine of growth of the country this year.

In Japan, the third world economy, the central bank left its key interest rate unchanged between 0.0% and 0.1%, while the Japanese government hopes that the establishment gives a boost to activity in the fight against a too strong yen, which penalizes companies of the Archipelago.

Pressure on interest rates

In Europe, the OECD observes that "signs of recovery," especially in Germany, but the markets are worried about the fragility of Italy, France and Spain (see below). In one week, the Paris Bourse lost 5%, 6% Madrid and Milan 8%.

Concern that immediately led to considerable tension in the bond market with rising interest rates to borrow ten years in most countries of the euro area. The lifts were for the most significant rates that Spanish and Italian, respectively 5.852% and 5.527%, were dangerously close to 6%. This proves that "the recent liquidity injections from the European Central Bank failed to calm markets," says Natixis. In the eyes of the broker Aurel BGC, they focus "on growth." And tensions will last as long as it will not be at the rendezvous.

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Cynical or simply cultural initiatives do not fail to honor the tragedy that killed 1,514 people April 14, 1912, off Newfoundland. Especially since director James Cameron has shown that the Titanic was a "brand" more than profitable. In 1997, his film exploded every record box office, earning $ 1.8 billion in revenue and creating a real passion for the drama of the Atlantic.

The story of the Titanic began in Ireland, where the liner was built. This is a museum in Belfast, which cost over 110 million euros, was inaugurated last weekend, built on the former shipyard. It reveals the story of the Titanic through special effects or special activities. Nearly 400,000 visitors are expected this year alone.

Southampton City also marks the event. It is indeed from this port in southern England as the first passengers boarded the Titanic. Moreover, a large majority of the crew was from this town and most were killed by remaining on board until the last moment. The City Museum offers a special exhibition, interactive, allowing among other visitors to London find the room where justice investigated after the disaster. The shipping company Red Jet offers it for 54 euros, a departure by boat to the exact place in Southampton where the Titanic sailed.

The more curious, or less superstitious, will benefit from the offer of the Groupon site. For 9500 euros per person, they can navigate thirteen days in July, up from the wreck site and visit the wreck. On board the ship that will transport them, they may attend scientific conferences and will receive an autographed DVD of the film by Leonardo DiCaprio.

Permanent exhibition

Some commemorations are lighter. In Liverpool, where the Titanic made a stop, the sinking will be addressed as a musical. The West Kirby Light Opera Society is back in June on stage at the Liverpool Empire for a production called Titanic. The Musical, about 15 euros per ticket.

France and the United States also will try to capture the public interest for the most famous shipwreck in the world. At Cherbourg, where the steamer stopped to take his last passenger, the Cité de la Mer has expanded to create a new permanent exhibition. And to complete a journey that travelers will not have had the opportunity to complete, destination New York, where the auction house Guernsey's will start selling on April 15th 5500 objects belonging to passengers, or having found aboard the Titanic. Guernsey's was sold in 2004 for $ 100,000 a menu. Prices could soar again this year.

Finally, some cities which have a lot farther with the historical event has found a way to cash in, as the Anglo-Saxons, or to "cash in". In Atlanta, the Hotel St. Regis has developed one of the most profitable. Colonel John Jacob Astor IV, founder of the institution and died in the wreck, was the richest man on the Titanic. For 2000 dollars you can spend a night in the Empire Suite. This was the price of a first class ticket on the ship in 1912.

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