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An agreement was reached between three parties, conservatives, socialists and a small leftist party, for a two-year interim government charged with implementing the austerity program "criminal" in Greece, said Sunday the leader of the left radical.

"Three parties have agreed on a plan to a government two years to implement the agreement on the loan (rescue of Greece). They have 168 MPs in the new Parliament, they have the majority, "said Alexis Tsipras, leader of Syriza, after 90 minutes of crisis talks with the Socialists and conservatives around President Karolos Papoulias.

The leaders of these parties had not raised any agreement after the meeting, the Socialist Evangelos Venizelos ensuring no more than a "limited optimism" after talks concluded in "deadlock", his Conservative counterpart Antonis Samaras explaining its Syriza side that refused to compromise. "I made every effort to achieve global cooperation," he told reporters.

If the agreement was officially no new legislative election would be held and the assumption that the country out of the euro area would move away temporarily.

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The general scheme of Health Insurance

This is the social security scheme for employees and students. It covers 57 million French people, more than 87% of the population. It also funds 86% of health spending in the country, with resources from mainly social contributions (48%) and CSG (36%).

In 2010, the CPAM (Caisse primary health insurance) paid 142 billion euros in benefits, an average of € 5,260 per person. This total includes:

-Benefits in kind: reimbursement of medical expenses, hospital fees …

-Cash benefits: daily allowances of sickness.

Its current deficit was 18.6 billion euros.

Note: the local scheme of comprehensive health insurance benefits paid by Medicare for the inhabitants of Alsace (Haut-Rhin, Bas-Rhin) and Moselle.  

The agricultural system

The agricultural system provides both operators (attached to the AMEXA) and agricultural workers. It is managed by the MSA (MSA). It protects 3.5 million beneficiaries and $ 28 billion benefit in 2010, € 4670 per person per year. As for the general scheme, this amount includes benefits in kind and cash. Reimbursements for medical expenses are also identical. Its deficit is currently $ 1.4 billion.

Namely: the scheme provides not only those working on farms, but also employees of service companies in connection with the agricultural community, as insurance or banking.

The social system of independent (RSI)

This plan administers health insurance for artisans, merchants and professionals. However, it manages itself as contributions. Indeed, the repayments are in turn delegated to agencies under contract who are insurers or mutual. It covers 3.5 million beneficiaries who receive benefits 6.8 billion.

The reimbursement of medical expenses and hospitalization are again identical to those of employees. However, some professions, such as professionals, do not receive any daily allowances in case of sickness.

The special insurance

Certain sectors or companies, for historical reasons, developed their own health insurance. They are special diets. There are 11 in total, among which are the regimes of sailors, soldiers, mining companies (which merged with the basic plan to end 2013), SNCF, RATP, the gas industry and electricity, the Bank of France, clerks and employees of notaries … But also the Paris Opera, the Port of Bordeaux, the National Assembly or the Senate.

All these schemes are grouped in the National Union Special (UNRS). They cover a total of about 5 million people. Reimbursements for medical expenses are generally identical to those of employees. However, some plans offer more benefits.

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The French seem receptive to advice of tax professionals. In recent weeks, get an appointment with a notary has become very complicated. And the situation should not be arranged by May 6. Alarmed by the tightening of tax rules announced in an election for president Francois Hollande, the French wish to transfer their wealth to their children under current conditions more favorable. The Socialist candidate has indeed warned that it would lower the tax exemption limit of 159,325 euros (set in 2007 by Nicolas Sarkozy) to 100,000 euros. It also intends to extend ten to fifteen years the period between two donations exempt.

Interviewed by Le Parisien-Aujourd'hui en France, and several notaries are reports of increased requests for donation from the beginning of the year. A new situation, as noted by the Council of Notaries which includes national information feedback from the field. In some studies, the number of cases has doubled, and professionals are overwhelmed. "I contacted my lawyer to get information, but since I can no longer be reached," says Martine Perez, who claims that several people around him are now in the same situation waiting, despite a case being finalized.

According to the notaries, the situation does not deserve such eagerness of the French. Even when changing the tax rules in the aftermath of the election, the required publication of implementing regulations to allow taxpayers a few weeks to make arrangements. But the concern is greatest. Amazing phenomenon indeed, it is not just the wealthy. According to Elodie Fremont, notary quoted by Le Parisien-Aujourd'hui en France, a couple of workers chose to give the bare ownership of principal residence to their daughter to keep only the usufruct. A recent decision to avoid being subject to future tax reform.

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A textile company, for lack of sewers it needs for its plant in Quimper, creates a pathway of learning to train its future recruits? The SME Armor Lux, well known for its white wine, made the headlines this week, at a time when all candidates for president are the re-industrialization of the country one of their campaign themes.

This situation is not isolated and number of industrial jobs – welders, boilermakers, milling … – are pulling their hair to find candidates and encourage vocations. "There is a real paradox between a high level of unemployment in France and companies who are not candidates for positions in recruitment, whether welders, millers, coppersmiths, payroll technicians, seamstresses …. In total we estimate that roughly fifty so-called shortage occupations. In our business we miss about 30% of requests from our customers because we do not have the resources and this situation has been deteriorating for a decade, notes François Beharel, group president of Randstad and staffing agencies. Concretely, this means that our group could generate 30% of turnover and more. "

For him, the problem is essentially related to the collective image What these professions in public opinion. "We imagine that in the textile industry and is like 50 years ago, while the environment has changed, that wages were revised upwards and that career paths are possible." "We have to get into people's heads, and young people in particular, that the industry is clean and not necessarily noisy. In this regard, the construction was successful for several years to reverse its bad image, "says Anne-Marie Bjornson, Director of Transitions AFPA.

Develop learning

A UIMM, Joel Mendez, Director Employment and Training, said that one communicates primarily on job losses. Yet in all sectors of metallurgy, the recruitment needs estimated over the period 2007-2015 are always evaluated credit score. Between 60,000 and 80,000 jobs per year, including 30 to 40% reserved for graduates, according to a study by the study-which will be updated in early 2012 over a 2013 to 2020 -. "There is a big educational effort and support to achieve with the companies to become more involved in processes of looking management of jobs and skills (GPEC) and assessing their future needs" says he.

According to Anne-Marie Bjornson Afpa transitions, there are ways to mount training particularly in the context of operational readiness to employment (job center) or as part of training contracts. "We are also working on the issue of transferable skills, which allow for example to a textile worker to work in the weld or a working precision to go in the car." But anticipating needs is a prerequisite and essential step, she insists.

For Joel Mendez, it is also essential to adapt the training devices to the needs, both in initial training in continuing education. And take the example of learning where the numbers in the branch of metallurgy grew 6% in 2011 (with a total of 26 000 apprentices). "At the last school year, nearly a thousand offers of learning could not be met and at the same time, the same volume of young people did not find any company. This shows that learning can be further developed and the various mechanisms put in place recently should help solve these problems. "

A situation that in any case, Francis led Beharel hammering: "stop sending generations of young people in jobs without opportunities. Spend money to know that jobs are to be filled with real careers, especially if the areas are not attractive. "

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Cynical or simply cultural initiatives do not fail to honor the tragedy that killed 1,514 people April 14, 1912, off Newfoundland. Especially since director James Cameron has shown that the Titanic was a "brand" more than profitable. In 1997, his film exploded every record box office, earning $ 1.8 billion in revenue and creating a real passion for the drama of the Atlantic.

The story of the Titanic began in Ireland, where the liner was built. This is a museum in Belfast, which cost over 110 million euros, was inaugurated last weekend, built on the former shipyard. It reveals the story of the Titanic through special effects or special activities. Nearly 400,000 visitors are expected this year alone.

Southampton City also marks the event. It is indeed from this port in southern England as the first passengers boarded the Titanic. Moreover, a large majority of the crew was from this town and most were killed by remaining on board until the last moment. The City Museum offers a special exhibition, interactive, allowing among other visitors to London find the room where justice investigated after the disaster. The shipping company Red Jet offers it for 54 euros, a departure by boat to the exact place in Southampton where the Titanic sailed.

The more curious, or less superstitious, will benefit from the offer of the Groupon site. For 9500 euros per person, they can navigate thirteen days in July, up from the wreck site and visit the wreck. On board the ship that will transport them, they may attend scientific conferences and will receive an autographed DVD of the film by Leonardo DiCaprio.

Permanent exhibition

Some commemorations are lighter. In Liverpool, where the Titanic made a stop, the sinking will be addressed as a musical. The West Kirby Light Opera Society is back in June on stage at the Liverpool Empire for a production called Titanic. The Musical, about 15 euros per ticket.

France and the United States also will try to capture the public interest for the most famous shipwreck in the world. At Cherbourg, where the steamer stopped to take his last passenger, the Cité de la Mer has expanded to create a new permanent exhibition. And to complete a journey that travelers will not have had the opportunity to complete, destination New York, where the auction house Guernsey's will start selling on April 15th 5500 objects belonging to passengers, or having found aboard the Titanic. Guernsey's was sold in 2004 for $ 100,000 a menu. Prices could soar again this year.

Finally, some cities which have a lot farther with the historical event has found a way to cash in, as the Anglo-Saxons, or to "cash in". In Atlanta, the Hotel St. Regis has developed one of the most profitable. Colonel John Jacob Astor IV, founder of the institution and died in the wreck, was the richest man on the Titanic. For 2000 dollars you can spend a night in the Empire Suite. This was the price of a first class ticket on the ship in 1912.

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This is an uncompromising assessment has drawn Wednesday the regional audit of Ile de France for the city of Saint-Ouen. With 46,000 inhabitants, this town of Seine-Saint-Denis bordering Paris has voted for the Communist mayor Jacqueline Rouillon since 1999. While a previous check had already pointed to a lack of control of payroll and an irregular arrangement of working time or uncontrolled high absenteeism, the Court of Auditors found that his requests were not followed by effects.

First of all financially: the room leading a debt that has reached "alarming levels" after rising by a third between 2007 and 2009. It requires a careful monitoring of urban works in progress, as the ambitious development of the docks of Saint-Ouen to avoid a "fiscal disaster."

Housing Allocation

Another black spot, personnel management. Payroll has indeed jumped 23% between 2004 and 2009, a period "yet preceded a significant increase in numbers." Meanwhile, the Chamber notes the insufficient measures against absenteeism, "even though it is a long recognized problem." Finally, the agents of the City have an annual working hours less than 60 hours to the floor legally, an additional cost of 2 no fax payday loan.2 million euros! But that's not all: the room was also detected irregularities in the management agents. Bulk: a premium of 6,000 euros computer given to agents, irregularities in the allocation of staff houses but also abnormally low rents granted to officers, an elected another common paid full-time employment served part-time municipal vehicles used by elected officials without permission

.

Administratively, the picture is also bleak. The regional audit and denounced "the lack of efficient tools for procurement." At the very least embarrassing for a community. A transaction has especially been pinned: a developer has bought the City of St. Ouen some 70 homes at a price of … 19,000 to 21,000 euros. A little low, even for substandard housing on the edge of Paris. In its response to the room, the mayor of Saint-Ouen ensures particularly its desire to control debt and payroll.

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Guided by prudence and using a firm fingering, Angela Merkel hopes to finally bring his talents to HRD. German Chancellor, nothing could contribute as much to instill the "culture of stability Germanic" within the European Union that the appointment of his finance minister, Wolfgang Schäuble, at the head of the Eurogroup. The Financial Times Deutschland, Berlin is active behind the scenes in Brussels to impose this appointment.

The current head of the Eurogroup, Prime Minister of Luxembourg Jean-Claude Juncker, whose term expires in June, said he would not re-enlist. Refusing to comment on the rumors surrounding Schäuble, Berlin, however, refrained from any lie. Schäuble "is an excellent Minister of Finance and plays an important role" in the Eurogroup, was content to meet the Chancellor. "A series of appointments ahead" in Europe, she said simply.

Ratage ECB

According to an agreement within the EU, appointments to the head of the Eurogroup, the Executive Board of the European Central Bank (ECB), as Chief of the European Bank for Reconstruction and Development (EBRD) and Director of the European bailout fund (SS) must be negotiated in a block. If Merkel gets the nomination of his finance minister at the head of the Eurogroup, she will forfeit seek the leadership of the MES for the German Klaus Regling, current director of the European Financial Stability Fund (EFSF) fast payday loan.

Angela Merkel, who missed one after the appointment of a German head of the ECB, then the position of chief economist of the institution, actively probe its partners.

The weight of the AAA

Experienced, respected and influential, Wolfgang Schäuble, 69, "has the best cards" to chair this group which brings together the finance ministers of the euro area, ensures the Financial Times Deutschland. Italian Prime Minister, Mario Monti, busy with his duties, and Finland's Jyrki Katainen have both declined the direction of the Eurogroup. Early in the week, Wolfgang Schäuble had implicitly placed in the race, ruling that the countries receiving AAA "are more likely to nominate a candidate" at the head of the Eurogroup.

However, the French president has not given its assent to the appointment of Schäuble. "Nicolas Sarkozy fears that Germany's position becomes too strong," writes the FTD. The paper added that the secretary general of the Elysee, Xavier Muscat, covets the leadership of SS.

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Brussels is the historical telecom operators in his sights. As revealed in the Financial Times, Brussels sent a questionnaire to the association GSMA operators and each of the heavyweights, France Telecom, Deutsche Telekom, Telecom Italia, Telefonica and Vodafone, requesting details of the informal club that 'they are since October 2010.

This club was created at the initiative of Stéphane Richard, who had just taken the head of France Telecom. His idea was to get acquainted with his counterparts and see how they could reflect together on major issues in the sector. Including the rise of Internet giants, Google, Netflix, Apple, Facebook, described as "over the top" or "OTT", an image to say they piggyback on carrier networks without paying the price.

Met for the first time 8 October 2010 in Paris, this "Famous Five" took a half dozen times. Aware that regular meetings of the five trucks, which together weigh more than one billion subscribers, may soon be mistaken for an agreement, the participants took their precautions easy payday loans. A lawyer shall attend the meetings and a report is sent each time to the European authorities. Moreover, Neelie Kroes, the Vice-President of the Commission responsible for digital strategy, participated in two of these meetings in Barcelona in February 2011 and 2012, alongside the Mobile World Congress.

Moratorium on lower prices

But today, relations are strained between telecommunications and the European Commissioner. This summer, Jean-Bernard Levy, CEO of Vivendi, René Obermann, Chairman of Deutsche Telekom, and Ben Verwaayen, CEO Alcatel-Lucent, met Neelie Kroes to hand over 11 proposals for the future of the sector. But the Commission did not adopt these proposals.

Especially a clash occurred last February in Barcelona between Neelie Kroes and the bosses of the five main mobile operators. They have asked Brussels for a moratorium on the reduction of roaming charges (calls from abroad). They are also dissatisfied with broken promises that Brussels was considering contributing up to a billion euros to broadband Internet on the Old Continent.

 

On February 20, during the auction of the hamlet of Courbefy, located 40 km southwest of Limoges, no buyer had appeared, despite a retail price of only 300,000 euros. With the effect of media coverage, between 150 and 200 buyers from around the world are scrambling to try to acquire this highly original property, offered for sale price of a two-room Paris.

Without buyers, the entire village, 19 rustic buildings in various states, the boxes for horses, pool, tennis court, culminating in nearly 557 meters high with a beautiful view of the mountains of Chalus in the Périgord Limousin regional park, should return to Credit Agricole, creditor's last owner who could not repay the loan. Its proposed resort, launched in 2003, has never worked and went bankrupt, causing the abandonment of the site in 2008.

The news of the sale of Courbefy was first taken up by the media in France, before being scattered by the whole world, fascinated by the idea that a whole village could be sold for a price as ridiculous . "Admittedly, this is an offer very original, very unique, because the entire village is sold at once," says Mr. Paul Le Figaro Gérardin, counsel for the Credit Agricole. "It's because someone has bought one by one all the houses after the abandonment of the hamlet."

After being abandoned by its last inhabitants in the 1970s due to rural exodus, the small village of Courbefy might find occupants with a last minute deal last Thursday filed with the court registry by Limoges an American company, AHAE Press, registered in the State of New York. This entity belongs to the Korean-born American photographer Ahae, artist specializing in landscape photography and wildlife, whose exhibition "Through my window" must be presented at the Louvre in Paris from June 26 to July 23.

With its 10% deposit of the purchase price, the sale process is restarted, and new auction will take place at court of Limoges on May 21. "I'm sure will be many bidders," suggests Paul Gérardin me. "We have already responded to 150 to 200 inquiries from around the world. Initial requests are first come from the Paris region, London, Belgium, the Netherlands, Sweden and other European countries before coming the United Arab Emirates, China, U.S. and Russian. "

One potential buyers, a Dutchman, wants to use the hamlet for a reality TV show in which participants would call premises in shape.

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Papandreou prepared to withdraw his referendum and the new president of the European Central Bank, Mario Draghi, lowering interest rates in his first press conference in this position. Is good news that financial markets did not fail to acknowledge yesterday. And should continue to welcome Friday.

The Greek government plays its survival tonight in Parliament in a vote of confidence but the fate of Prime Minister George Papandreou seemed sealed after the failure of the referendum proposal. According to government sources, the leader of the socialist government has concluded an agreement Thursday with his ministers in which he agrees to resign and make way for a coalition government if they help him win the vote of confidence.In the first nine months of the year, net income rose 21.8% to 388.9 million euros and sales of 9.6% to 3.15 billion euros.

Sales of Hermès saddle-jumped over 18% in the third quarter to 683.2 million euros, the leading luxury group to raise its forecast for annual sales. The group also now expects an operating margin in 2011 "slightly above the historical level" reached last year.