This is the case of Vivian B., 57, teacher. This Lyonnaise conducted between 1991 and 2010, three rental investments in his city. "I spaced each acquisition a decade, the time each time to pay off my credit. I always chose the studios in the IVth arrondissement of Lyon, an area popular.The lease payments used to pay me a portion of the loans, but each time I had to add 100 to 150 euros a month, "she says. Handyman, Viviane never hesitates to restore its apartments, it manages solo. Another "trick" by Viviane: the choice of holiday rental. "This formula provides short leases, or a year. Thus, it is easier to separate from a deadbeat tenant. "

1500 euros of additional income per month

For her, the acquisitions will stop, "because this investment is not worth the shot," given the rise in property prices in particular. "Every studio brings me 6%. But if I bought the same day, the yield would fall to 2.5 or 3%. "Soon to retire, Viviane Heritage is satisfied that it has formed. "My pension should be around 1.300euros month.

After weeks of dithering, European leaders have taken in hand to avoid a collapse of the banking sector, weakened by the debt crisis, which brought down the French-Belgian group Dexia. The markets were also reassured by the publication of macroeconomic indicators in the U.S. exceeded expectations: job creation in the private sector and the ISM services.

Caution before the employment figures

Investors in Europe and the United States should however be cautious before several major macroeconomic deadlines.On Thursday, the European Central Bank (ECB) announced on Thursday to maintain its 1.50% interest rate, reference the cost of credit in the euro zone, despite the sharp deterioration in the economic and financial crisis.

Investor caution should also be strengthened by the expectation of official figures of employment for the month of September in the United States to be published Friday. Meanwhile, new jobless claims are slightly lift the United States during the last week of September, according to figures released Thursday by the Washington Department of Labor.The Ministry has identified the deposit of 401,000 applications for unemployment benefits in the country from September 25 to October 1, adjusted for seasonal variations, or 1.5% over the previous week, which is consistent with the estimate of analysts.

On the foreign exchange market, the euro reached 1 bad credit pay day loans.3331 dollars. A barrel of crude is trading at 102.38 dollars for Brent North Sea and 79.50 dollars for U.S. crude.The ounce of gold is trading in 1644 dollars.

Investors will have their eyes on Apple and Yahoo

As for values, investors will have their eyes on the technology sector.

• Apple (-0.39% to 376.77 dollars) will remain particularly observed after the announcement of the demise of the group's founder Steve Jobs.

• Yahoo (-4.60% to 15.19 dollars) is the subject of new rumors of a possible bid from U.S. computer giant Microsoft, which had already in 2008 attempted to seize the group's internet America.

• Hewlett-Packard (0.41% to 23.96 dollars) should not make further major acquisitions in the software after the acquisition of Autonomy, according to statement from the group's new boss Meg Whitman cited by Reuters.

• Boeing (0.25% to 60.11 dollars) has received an order for one.$ 1 billion from Ethiopian Airlines for four Boeing 777 freighters.

• Gilead Sciences (-0.03% to 39.14 dollars) has obtained a license agreement Boehringer Ingelheim for the exclusive rights to research, development and commercialization of an anti-integrase for the treatment of HIV.

• Marriott International (2.02% to 28.75 dollars) issued for the third quarter, earnings per share of $ 0.29, up 32% year on year. Turnover was 2.9 billion dollars against 2.6 billion last year. The revenue per available room key indicator in the hotel sector grew by 8.7% on a comparable basis, while prices rose by 5.3%.

According to Joe Biden, even if the agreement signed last moment three weeks ago by Congress to prevent this disaster has cost the country a deterioration in its S & P notes, "The United States remains the best option to invest."

The message is "clear"

Beijing, which holds nearly 1.17 trillion dollars of U.S. debt, had been very critical of the U.S. government after the historic decision of the rating agency. The country was particularly called on Americans to stop living above their means payday loans.

The visit of U.S. Vice President in China, entirely focused on the issue of U.S. debt and the solidity of the world's largest economy, appears to have reassured. "You have sent a clear message to the Chinese public, that the United States will keep their promises and their commitments to their sovereign debt," has said Premier Wen Jiabao. This will ensure the safety, liquidity and value of good Americans. " The Chinese leader also claims to have "full confidence in the fact that the U.S. will overcome their difficulties and put their economy back on track for healthy growth."

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LE FIGARO. -Less killed in July: how do you explain these good numbers?

Claude Gueant. -A 21% decrease in July (358 against 453 killed, Ed), this means first that it is possible to make further progress! This result is related to the strong mobilization of law enforcement, especially on the occasion of the leave.

The balance of the year is pretty bad. Moreover, the French lost more than 10 million points allowed in 2010. A record. Up including speeding and alcohol-related offenses.What do you do?

I recall that in 2009 75% of French drivers have all their points and only 0.2% of drivers had their licenses invalidated the 40 million motorists. Regarding the results of 2011, waiting for the end of the year. If the trend continues in July we will once again below the threshold of 4000 deaths. With regard to speeding and drinking and driving, these twin evils remain government priorities in road safety.

Is there not been, lately, a certain cacophony around the various measures taken on the radar?

The measures of the last IRB (Interministerial Committee for Road Safety) is essential if we are to achieve the target set by the president to go below the threshold of 3,000 killed.Among the measures agreed, that relating to the removal of signs announcing speed cameras has sparked debate. We have heard comments from elected officials and, in agreement with the Prime Minister, we decided to launch a plan to install radar teaching. There was no cacophony. There has been listening and dialogue.

How quickly are they teaching radars to be installed?

To date, 80 radars are installed in 47 teaching departments. 200 more will be installed by the end of September 2011. The new market will eventually install 4,000 cameras teaching.They will be installed in hazardous areas, which may or may not include fixed cameras, but also mobile controls.

What is the cost of these facilities and the withdrawal of the previous panel?

The cost of installing a radar teaching will depend on the installation conditions, but the average cost is estimated at € 10,000. Be financed by the proceeds of fines. The unit cost of removing a panel from its destruction by the standards in force (with reprocessing of materials) and the restoration of the original site but is difficult to assess the overall cost could reach 4 fast cash.5 million euros.

The warning radars will become a driving aid.What this will change for their users?

On 28 July, I signed with Afftac (French association of providers and users of technology-driving) a memorandum of understanding to transform the warning in wizard driver assistance. These technology tools will indicate dangerous areas and points of specific hazards, such as the presence of a school.

Is it possible to effectively fight against those who still use alarms, implemented in a mobile phone?

The agreement signed provides for the end of such applications, but I am well aware that some will always use technology to possibly circumvent the rule. I want to remember that every serious accident resulting in a judicial inquiry at which the investigation will test the use-or not-of this type of material.Possession of prohibited materials or application involves the responsibility of each and may result in sanctions.

Industrial PV: State attack victims

The nightmare continues for motorists who, having sold their car, receive the PV from the new owner. While the Interior Ministry promised to remedy the situation related to the new system of vehicle registration, they are still likely to see their accounts seized. This is what the National Association denounced the defense of victims of injustice. Thursday, 74 of its members have given their record in the hands of a lawyer to attack the state. And require 1 million in damages. "It has all the evidence the administration, but to no avail.Moreover prefectures overwhelmed accumulate delays of several months to process cases, "lamented the president of the association, Daniel Merlet. "I sold my car a year ago, and I still received a ticket," he said. Another has received several hundred dollars, and yet another saw its PV canceled but immediately reissued in his name.

Last April, the Interior Ministry had made changes to the administration takes into account the declaration of assignment of the seller. Far and to update its files, it was waiting for the formalities of acquisition. If they were not made, the former owner of the vehicle was therefore responsible. Nevertheless, the anomalies continue."It deals with situations case by case," they say Place Beauvau.

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The prize for the largest increase returns to Chrysler, which recorded an increase in sales of new cars by 20% last month. Chrysler, owned up to 53.5% by Fiat, said it sold 112,026 units, particularly the Jeep. "In a still very difficult, we make our best sales performance in over three years, welcomes Reid Bigland, head of U.S. sales."I think this figure is the ultimate illustration of the progress we have made to our products in terms of economy of oil, quality and design."

Behind Chrysler, Ford announced a 9% increase in sales of new cars on American soil in July to 180,865 units. "We are pleased to see a stronger pace of car sales, with a continued demand from consumers for our fuel efficient cars, our trucks and trucks," said Ken Czubay, head of U.S. sales USA.

The number one market, General Motors, he, reported a 7 saving account payday loan.6% increase in sales last month to 214,915 new cars sold against 199,692 a year ago. Up to the manufacturer to strong sales of Chevrolet, one of its brands, and the resilience of its new models.

The recovery remains fragile

Despite these results, analysts remain skeptical. These sales figures are in line with expectations and manufacturers are affected by cons-productive effects of higher prices to consumers still reluctant to spend.

The consensus then averaged over U.S. car market at an annualized rate of 11.8 million cars in July. A level below the rate of more than 13 million that prevailed earlier this year. Confident, GM, him, reiterated its forecast of a U.S. auto market between 13 and 13.5 million units. But his optimism is not enough to convince investors on Wall Street. GM shares lost 3.71% to 27.03 dollars a barrel in a market down by 2.19%. Following the same movement, as Ford unscrewed from 4.13% to 11.84 dollars.

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Save Greece

Jean-Claude Trichet, President of the European Central Bank on Thursday. Photo credits: Georges Gobet / AFP

"Given the impact on employment in one of the most severe economic crises in history," write the ministers must now focus on "a qualitative approach and selective." "Priority must be given to the employability of job seekers here today, whether French or foreign nationality residing legally in France, they take care to specify.

Vigilance

Follows a catalog of requirements for being awarded a work permit, draconian, especially if the applicant is not qualified. "These guidelines are intended in particular to protect migrants against all forms of exploitation," hasten to state ministers.

Thus, the systematic refusal to be the employer who will on behalf of an employee apply for work authorization when that employer will not show "the necessary guarantees to attract and accommodate" a foreign worker. Even negative outcome if the employer has failed once labor laws. The warden will also check the "real existence" of the corporate employer. It will be denied his requests for the least fault. Especially if it has not conducted a "search effective" in its "employment pool" before resorting to foreign labor news. "This research is mandatory," the ministers insist that invite prefects to be vigilant when a student asks to go abroad as professional status.Too many frauds have been identified for overqualified candidates relating to the job.

Tuesday, Claude Gueant assured before his prefects: "Our economy is not a vital need for labor migration in all areas." And he cited the example of the masons. He said "Last year, 730 foreign builders have entered the territory, yet he says, when employment center broadcasts 20 jobs from builders, there are 100 applicants who apply these in France. We can make the same argument for many other businesses, including sectors like IT. "Under these circumstances, the minister concluded" the common sense to give priority to job-seekers already present in France, whether French or foreign nationality.And justice recommends to ensure their working conditions and pay. "

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This Monday, we will particularly impact that will follow the announcement by Germany to close its last nuclear reactors by 2022. The country became the first industrial power to abandon atomic energy.Already in China, the values ​​related to coal soared when he appears as the best vehicle for investment, better than solar or wind power in the future.

European side, the news is charged. The Greek Finance Minister George Papaconstantinou said was confident Sunday in the payment of the next tranche of EU-IMF loan to avoid bankruptcy for rejecting an article of the German weekly Der Spiegelmettant doubt this release. Note that the Athenians flocked in their thousands on Sunday night in the central square of the capital, before the parliament, the fifth day of a successful mobilization against austerity, modeled on the Spanish "Indignant".

Ireland, she may have to request a new loan to the European Union and the International Monetary Fund if it fails to return on the bond market to raise funds next year, said Minister of Transportation the columns of The Sunday Times.

On the foreign exchange market, the euro retreated slightly against the dollar Monday in a quiet market due to the closing of financial centers in the United States and England. Around 0900 GMT (1100 Paris), the single European currency was worth 1.4291 dollars against 1.4317 dollars on Friday night.

Values ​​on the forehead, that Monday is the day of commencement of trading of shares of Areva. The beginning of the session is particularly volatile for the action that keeps change from red to green and almost abandoned from 3.47% to 29.20 euros.

The group's president, Anne Lauvergeon, also believes that the nuclear reactor projects under consideration will be delayed by about 6 to 9 months because of the review of data on plant safety, said Monday its president .

Renault leaves% to 0.18% 38.99 euros while known to be the name of the successor of Patrick Pelata to senior management. Portuguese Carlos Tavares, 53, an avid sports car and head for the Americas of the Japanese Nissan, Renault's affiliate, should be named the number two automaker French.

Dexia advance of 2.03% to 2.467 euros. The Belgian-French group will pay no dividend for 2011 due to the cost of asset sales announced Friday, said its chairman Jean-Luc Dehaene, Belgian daily L'Echo.

EADS gained 0.29%.Its executive chairman Louis Welsh said that he supported the introduction of a veto in the defense sector to prevent hostile takeovers, in an interview with Focus magazine. "It's not about bags and luxury goods, we are in an area of ​​national interest," he said.

Technip advance of 0.12% while the group was selected by Samsung for its Floating Shell gas extraction.

Total (-0.04%) acquired 25% of an exploration license offshore Qatar for an offshore field that extends over 5,600 square kilometers.

Petroleum.The Economy Minister Christine Lagarde said Sunday that the government could impose on oil to reduce fuel prices at the pump if they do not justify the price drops enough found so far by the administration.

Hermes pressure

Hermes was down 1.17% to 177.2 euros while the group holds a very important meeting on Monday. Saddler said the appeal: the voice of Hermes family shareholders, Bertrand Puech denounces "attempts to destabilize" the company by LVMH. The Adam, she filed a lawsuit that the family can not merge into a holding company.

L'Oreal (0.43%).Daughter of Liliane Bettencourt, Françoise Bettencourt Meyers, June 6 to ask the investigating chamber of the Court of Appeal of Bordeaux to cancel all records Bettencourt, citing a procedural issue attributable to the prosecution Nanterre.

Trading in Meetic is suspended while his American counterpart Match.com Announces Intention to bid for all outstanding shares of the French site. Internet dating site offers 15 euros per share in cash offer for its competitor.Its parent company said already hold 27% stake in Meetic.

Medica (-0.63%) announced Monday it had signed an amendment to the credit agreement that was signed in June 2010, taking advantage of favorable conditions in the debt market to increase its financial capacity.

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In the Paris area, the rallies were to begin from 6 hours on the A1 at Roissy-Charles de Gaulle, Orly, on the A4 to Marne la Vallee and the ramp to the A15 Franconville before converging to the Field March to 10 hours.

In Toulouse, a procession of 180 taxi drivers from the west of the town and 170 from the south-east of the city went from 6:30 in the direction of downtown. Some parts of the device were paralyzed before 8 o'clock. Access to the airport were also disrupted no fax payday advance.According to the protesters, this mobilization is expected to last up to 11 hours.

Taxis want to attract the attention of government on the increased costs they incur. Their fuel bill became heavier "than 30% over one year" because of soaring raw materials. In this context, taxi drivers lament the lack of compensation for the refund of excise tax on petroleum products. VAT refund from the TIPP was abolished in 2008. They must also bear other expenses, caused by the new regulation that requires them to be equipped with a light signal in the colors more identifiable by users. Taxis also protesting against the competition of passenger cars with driver, they consider unfair.

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